Data Analytics Consultant

MeridianLink is a provider of decisioning platforms and analytics tools for financial institutions. The company is seeking a Data Analytics Consultant to analyze credit, application, and loan performance data, guide client engagements, and deliver recommendations that optimize underwriting, manage risk, and support sustainable lending growth.

Responsibilities

Develop a strong understanding of MeridianLink decisioning platforms, including MeridianLink Consumer and DecisionLender, and how applications flow through the underwriting and approval process

Analyze credit bureau data, application data, and loan performance data to evaluate portfolio risk, approval trends, and delinquency patterns

Review and assess underwriting guidelines, scorecards, and decision rules to identify opportunities for optimization

Interpret consumer credit reports, including tradelines, inquiries, utilization, and public records, to support risk profiling and policy recommendations

Evaluate key lending metrics such as approval rate, decline rate, capture rate, delinquency, charge-offs, and loss rates

Support clients in balancing risk management and growth through data-backed policy and strategy recommendations

Prepare client-facing reports and dashboards that clearly communicate portfolio performance and risk trends

Lead and participate in client meetings to present findings, explain credit risk drivers, and discuss optimization strategies

Collaborate with internal analytics, engineering, and product teams to deliver high-quality analytics solutions

Ensure accuracy and consistency across all analytical deliverables

Contribute to internal best practices, documentation, and training related to credit risk and lending analytics

Assist in developing scalable tools and templates for portfolio monitoring and underwriting analysis

Serve as a trusted advisor to clients on industry best practices in credit risk management and consumer lending

Preferred

Bachelor's degree in Finance, Economics, Business, Statistics, Mathematics, Data Analytics, or a related field preferred

3–6 years of experience in credit risk analysis, underwriting, lending analytics, or financial services consulting preferred

Experience working with consumer credit data, bureau reports (Experian, Equifax, TransUnion), or loan performance data strongly preferred

Strong analytical and problem-solving skills with the ability to translate data into business recommendations

Advanced competency in business intelligence tools (Power BI, Sisense, or similar) preferred

3–6 years of experience in credit risk analysis, underwriting, lending analytics, or financial services consulting preferred.

Finance

Economics

Statistics

Mathematics

Data Analytics

Credit Risk Analysis

Underwriting

Lending Analytics

Financial Services Consulting

Consumer Credit Data

Credit Bureau Reports

Experian

Equifax

TransUnion

Loan Performance Data

Business Intelligence Tools

Power BI

Sisense

Analytical Thinking

Problem-Solving

Data-Driven Recommendations

Benefits

Remote work

Company

Digital lending platform for banks, credit unions, and mortgage lenders.

Costa Mesa, California, USA

https://www.meridianlink.com/

Founded in 1998

501-1000 employees

Qualifications

Solid understanding of consumer lending fundamentals, including underwriting, risk tiers, scorecards, and policy rules

Experience in analyzing loan performance, delinquency, and loss trends

Experience and demonstrated expertise in SQL is required

Proficiency in Microsoft Excel and PowerPoint for analysis and client presentations

Strong project management and organizational skills, with the ability to manage multiple client engagements

Excellent written and verbal communication skills, with the ability to explain credit risk concepts to technical and non-technical audiences

High attention to detail and strong commitment to data quality and accuracy

Bachelor's degree in Finance, Economics, Business, Statistics, Mathematics, Data Analytics, or a related field preferred

3–6 years of experience in credit risk analysis, underwriting, lending analytics, or financial services consulting preferred

Experience working with consumer credit data, bureau reports (Experian, Equifax, TransUnion), or loan performance data strongly preferred

Strong analytical and problem-solving skills with the ability to translate data into business recommendations

Advanced competency in business intelligence tools (Power BI, Sisense, or similar) preferred

Required skills

Credit Risk Analysis, Consumer Lending, Consumer Credit Data Analysis, Credit Bureau Reports, Loan Performance Analysis, Underwriting, Credit Scorecards, SQL, Microsoft Excel, Microsoft PowerPoint, Power BI, Sisense

Preferred skills

Project Management, Written and Verbal Communication

Experience

3-6 years